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our history

Our roots are right here in Opelika, Alabama. But how did we get here? Read on to learn more about us.

In 1964, seven employees of the U.S. Rubber Company came together to charter what would become the Opelika Rubberworkers Federal Credit Union.

From 1974 to 1986, we became Opelika Royal Federal Credit Union where we grew to over $1 million in assets by 1977. In 1987, we simplified to Royal Federal Credit Union, and by October 2000 the National Credit Union Administration (NCUA) granted us a designation that let us accept members who work, live, worship, or attend school in Lee County, AL.

And then, in 2007, we became Four Seasons Federal Credit Union. We’ve come a long way since the Uniroyal days in 1964; we now serve nearly 9,000 members with over $50 million in assets.

Four Seasons FCU Today

Check out what we offer and how you can be a part of history.

Two Branches

Over $50 Million in Assets

9,000+ Members Strong

WHAT IS A CREDIT UNION?

And how are they different from a commercial bank? Learn more about the Four Seasons FCU difference - the service you want and the respect you deserve.

A credit union is a member owned NON-PROFIT financial institution that provides members with a place to save money, get superior rates on loans, and receive superior customer service than they typically would at other financial institutions.

Our earnings, after expenses, are returned to our MEMBERS in the form of higher dividend rates, better loan rates, and more products and services! The earnings of other types of financial institutions, after expenses are paid, are divided among the stockholders first, and then to its customers.

Not for Profit

A credit union is a member owned NON-PROFIT financial institution that provides members with a place to save money, get superior rates on loans, and receive superior customer service than they typically would at other financial institutions.

Saving Money

Our earnings, after expenses, are returned to our MEMBERS in the form of higher dividend rates, better loan rates, and more products and services! The earnings of other types of financial institutions, after expenses are paid, are divided among the stockholders first, and then to its customers.