Product Minimum† APR* APY** Frequency†† Savings $100 0.010% 0.010% Quarterly Secondary Savings $100 0.010% 0.010% Quarterly Secured Savings $100 0.010% 0.010% Quarterly Premium Savings $2,500 0.020% 0.020% Monthly IRA (Roth/Regular) Savings $100 0.150% 0.150% Quarterly Christmas Club $5 0.150% 0.150% Annually