Product Minimum† APR* APY** Frequency†† Savings $100 0.100% 0.100% Quarterly Secondary Savings $100 0.050% 0.050% Quarterly Secured Savings $100 0.050% 0.050% Quarterly Premium Savings $2,500 0.200% 0.200% Monthly IRA (Roth/Regular) Savings $100 0.250% 0.250% Quarterly Christmas Club $5 0.250% 0.250% Annually