Product Minimum† APR* APY** Frequency†† Savings $100 0.250% 0.250% Quarterly Secondary Savings $100 0.200% 0.200% Quarterly Secured Savings $100 0.200% 0.200% Quarterly Premium Savings $2,500 0.350% 0.350% Monthly IRA (Roth/Regular) Savings $100 0.400% 0.400% Quarterly Christmas Club $5 0.400% 0.400% Annually