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NexGen Online Banking

Welcome to the next evolution of online banking!
Welcome to an EASIER online banking experience!

Click here to learn how to sign into NexGen Online Banking.

Card Services


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VISA Debit Phone Support

To activate your VISA Debit Card, change your PIN, report fraud or a lost or stolen card, or to dispute a transaction, please call one of the following numbers:

Activations & PIN Changes: 1 (800) 992-3808
After-Hours Support: 1 (800) 472-3272
Lost/Stolen: 1 (800) 715-2122
Fraud Department: 1 (800) 262-2024
Fraud International: 1 (973) 682-2652

VISA Credit Phone Support

Need to activate your card? Check your available credit balance? Card lost or stolen? Need a limit increase? Report fraud? Dispute a transaction?

No worries. Whatever issues you’re having with your Four Seasons FCU VISA Platinum Credit Card, our phone teams can get your problems solved – it’s just what we do!

Cardholder Support: 1-855-427-3324
International Support: 1-301-945-3589


Learn More

For most checking accounts, members receive one complimentary Four Seasons Federal Credit Union Debit Card that features a modern, minimalist design that’s sure to please the eye. Your card can also be managed through NexGen Mobile Banking, which lets you see spending habits, spending limits, and more!

Got credit? No credit? No problem. We offer the VISA Platinum Credit Card in normal and secured variants so no matter what your credit situation is, you’ll have credit when you need it if approved.

At Four Seasons FCU, we want to empower our members to do MORE! That’s why our members can easily change their PIN themselves, and even use a mobile app to turn their Debit Card ON or OFF! This page offers you all of the resources you need for your Debit Card in one convenient place!

Our VISA Platinum credit card takes credit cards to a whole new level. Four Seasons FCU offers the Platinum card with limits as small as $500 or as large as $20,000. We offer interest rates as low as 7.90% APR (Annual Percentage Rate). Your rate is based on your credit worthiness. There is a grace period of 25 days for all purchases made on our VISA Platinum cards. We also offer a VISA Platinum Secured Credit Card. Open a Secured Savings account and deposit the amount you want the Secured Credit Card limit to be, and these funds will be reserved to secure the card. Ask a loan officer for more details.

Card Features

CardHub allows our members to easily turn their Debit Card ON or OFF. You can control where and how your card is used, and even get alerts on your account. CardHub is part of the NexGen Mobile Banking App and is available on the App Store for iPhone and iPad, and on the Google Play Store for compatible Android devices!

get the visa platinum credit card

the four seasons card you love, now with credit
Add a little something special to your wallet with a VISA Platinum Credit Card. What's so great about this card, besides the special silver sparkle? Read on to find out.

What's so great about our VISA Platinum Credit Card?

The VISA Platinum Credit Card offers the following:

  • No teaser rates
  • No annual fees
  • No cash advance fees
  • No balance transfer fees
  • 25 day grace period on all purchases

Not all cards are created equal.

If you're shopping for a good card, how do you know what to pick? There's so many offers and numbers and words thrown at you, it can be hard to cut through the nonsense to find the card that's right for you. Here's just a few reasons why the Four Seasons FCU VISA Platinum Credit Card is the right choice for you.

Rewards Cards

Reward program credit cards typically start at a higher APR (typically around 10.9% APR) in order to justify the expense of the rewards program. Our VISA Platinum card is as low as 7.9% APR. Compare the lowest APR the rewards card has to offer to what we can offer.

What a Tease

Some credit cards offer a "teaser" rate that is only valid for 6 to 12 months and then the rate increases to anywhere between 12.9% and 24%. Our card offers a fixed rate, as low as 7.9% on all transactions, including cash advances and balance transfers.

A penny saved...

On cash back cards, the lowest rate offered is generally 12.9% or higher. Many cash back cards also have an annual fee of $50 to $75. In most cases, if you carry a balance on your card, you would save money annually using our card versus the cash back card. We will be glad to do a comparison of our card to your actual credit card activity.

No credit? No problem.

In addition to offering traditional VISA Platinum Credit Cards, Four Seasons FCU now offers VISA Platinum Secured Credit Cards which allow members to pledge their own funds to establish their credit limit. This is a perfect solution for members with no credit history, or who have marks on their credit history, to improve their credit standing! This card offers a guaranteed rate of 11.9% APR, and has a minimum credit limit of $500.


Loans are subject to credit approval, which is based on member's credit worthiness.