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Product | Minimum† | APR* | APY** |
6 Month Certificate | $500 | 2.250% | 2.270% |
12 Month Certificate | $500 | 2.300% | 2.320% |
18 Month Certificate | $500 | 2.400% | 2.420% |
24 Month Certificate | $500 | 2.800% | 2.830% |
36 Month Certificate | $500 | 3.000% | 3.030% |
48 Month Certificate | $500 | 3.150% | 3.190% |
60 Month Certificate | $500 | 3.250% | 3.290% |
Product | Minimum† | APR* | APY** |
6 Month Certificate (IRA) | $500 | 2.250% | 2.270% |
12 Month Certificate (IRA) | $500 | 2.150% | 2.170% |
18 Month Certificate (IRA) | $500 | 2.300% | 2.320% |
24 Month Certificate (IRA) | $500 | 2.500% | 2.520% |
36 Month Certificate (IRA) | $500 | 2.600% | 2.630% |
48 Month Certificate (IRA) | $500 | 2.750% | 2.780% |
60 Month Certificate (IRA) | $500 | 2.900% | 2.930% |
† Minimum refers to the minimum balance required to earn dividends on the account. For Certificate accounts, Minimum also refers to the minimum balance required to open the account.
* APR = Annual Percentage Rate.
** APY = Annual Percentage Yield. Rate Effective Date: July 1, 2025
Rates are subject to change at any time and are not guaranteed to be accurate.
Click here to view our current fee schedule.