Certificate Rates tester – Four Seasons FCU

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Certificate Rates

Here at Four Seasons Federal Credit Union, we really
do offer the best rates around! Rates are organized
by category to make them easy and convenient to find!

Please note that you can obtain the latest, most
accurate information on our rates by simply calling
our main branch at 1 (334) 745-4711, or our toll free
number, 1 (800) 715-2122.

Product	Minimum†	APR*	APY**
6 Month Certificate	$500	0.050%	0.050%
12 Month Certificate	$500	0.050%	0.050%
18 Month Certificate	$500	0.050%	0.050%
24 Month Certificate	$500	0.100%	0.100%
36 Month Certificate	$500	0.100%	0.100%
48 Month Certificate	$500	0.100%	0.100%
60 Month Certificate	$500	0.100%	0.100%
EZ-IRA Certificate	$10,000	0.050%	0.050%
12 Month Retirement	$10,000	0.050%	0.050%
12 Month Step-Up	$100	0.100%	0.100%

Savings Rates Table:

Product	Minimum†	APR*	APY**	Frequency††
Savings	$100	0.010%	0.010%	Quarterly
Secondary Savings	$100	0.010%	0.010%	Quarterly
Secured Savings	$100	0.010%	0.010%	Quarterly
Premium Savings	$2,500	0.020%	0.020%	Monthly
IRA (Roth/Regular) Savings	$100	0.150%	0.150%	Quarterly
Christmas Club	$5	0.150%	0.150%	Annually

Checking Rates Table:

Product	Minimum†	APR*	APY**
Select Checking	$100	0.000%	0.000%
Business Checking	$100	0.000%	0.000%
Choice Checking (Regular/RDC)	$100	0.000%	0.000%
Senior Choice Checking (Regular/RDC)	$100	0.000%	0.000%
Premium Checking (Regular/RDC)	$2,500	0.000%	0.000%
New Leaf Checking‡ (Regular/RDC)	-	-	-

‡ New Leaf Checking does not earn dividends.

Loan Rates Table:

Product	*APR (As Low As)**
Car/Truck/SUV Loan	3.700%
Motorcycle Loan	7.000%
RV Loan	7.000%
Boat Loan	7.000%
Other Collateral Loan	8.500%
Unsecured Loan	8.990%
Other Unsecured Loan	8.990%
Unsecured Line of Credit	8.990%
Seasonal Loan	8.750%
Visa Platinum Credit Card	7.900%
Visa Secured Credit Card	11.900%
Certificate Secured	3.000% + Certificate Rate
Share Secured	3.000% + Share Rate
2nd Mortgage	Call For Rate

Promo Loan Rates Table:

Product	*APR (As Low As)**	Begins	Expires
New/Used Truck/Car/SUV	1.90%	01/01/2021	06/01/2022
Seasonal Loan	6.90%	01/01/2021	06/01/2022

*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rate Effective Date: 24th September 2022

Rates are subject to change at any time and are not guaranteed to be accurate.

† Minimum refers to the minimum balance required to earn dividends on the account.