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Product | Minimum† | APR* | APY** |
6 Month Certificate | $500 | 2.250% | 2.270% |
12 Month Certificate | $500 | 2.300% | 2.320% |
18 Month Certificate | $500 | 2.400% | 2.420% |
24 Month Certificate | $500 | 2.800% | 2.830% |
36 Month Certificate | $500 | 3.000% | 3.030% |
48 Month Certificate | $500 | 3.150% | 3.190% |
60 Month Certificate | $500 | 3.250% | 3.290% |
Savings Rates Table:
Product Minimum† APR* APY** Frequency†† Savings $100 0.250% 0.250% Quarterly Secondary Savings $100 0.200% 0.200% Quarterly Secured Savings $100 0.200% 0.200% Quarterly Premium Savings $2,500 0.350% 0.350% Monthly IRA (Roth/Regular) Savings $100 0.400% 0.400% Quarterly Christmas Club $5 0.400% 0.400% Annually
Checking Rates Table:
Product | Minimum† | APR* | APY** |
Select Checking | $100 | 0.100% | 0.100% |
Business Checking | $100 | 0.100% | 0.100% |
Choice Checking (Regular/RDC) | $100 | 0.100% | 0.100% |
Senior Choice Checking (Regular/RDC) | $100 | 0.100% | 0.100% |
Premium Checking (Regular/RDC) | $2,500 | 0.100% | 0.100% |
New Leaf Checking‡ (Regular/RDC) | - | - | - |
‡ New Leaf Checking does not earn dividends.
Loan Rates Table:
Product | APR* (As Low As) |
Car/Truck/SUV Loan | 5.400% |
Motorcycle Loan | 7.000% |
RV Loan | 7.000% |
Boat Loan | 7.000% |
Other Collateral Loan | 9.000% |
Unsecured Loan | 9.900% |
Other Unsecured Loan | 9.900% |
Unsecured Line of Credit | 10.500% |
Seasonal Loan | 10.000% |
Visa Platinum Credit Card | 7.900% |
Visa Secured Credit Card | 11.900% |
Certificate Secured | 3.000% + Certificate Rate |
Share Secured | 3.000% + Share Rate |
2nd Mortgage | Call For Rate |
Promo Loan Rates Table:
Product | APR* (As Low As) | Begins | Expires |
New/Used Truck/Car/SUV | 1.90% | 01/01/2021 | 06/01/2022 |
Seasonal Loan | 6.90% | 01/01/2021 | 06/01/2022 |
*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rate Effective Date: 20th July 2025
Rates are subject to change at any time and are not guaranteed to be accurate.
† Minimum refers to the minimum balance required to earn dividends on the account.